forget sticker shock from higher premiums, it's the high-popping deductibles in the healthcare law. talk about 5,000 more for individuals and 10,000 buck for couples. we're going to hear what home depot founder thinks of this at the bottom of the first. first to byron york on this sudden sticker shock that is shocking a lot of folks because they didn't expect it. what are we seeing? >> it's really quite a shock to a lot of people. all the talk we have had up until now has been about premiums that people pavement president claimed obamacare would save the family $2,500 a year he was talking about premiums. that didn't happen. and now we're fining that people are getting into really high deductibles, $5,000, $10,000, $12,000 for a couple, and when that happens, if you're a couple and you have to pay a $10,000 deductible and you don't have a big health crisis during a year, you're paying for all of your healthcare costs under obamacare, and people are saying, wait a minute. this is not what we thought would happen. >> what is interesting -- you're quite right, we have been focusing on